Fixed Deposit
EPF
Return Rate
Up to 15%
2.5% to 3.5% annually
5.35% annually
Tenure Period
30 Days**
3 Months and above
After 60 years old
Premature Withdrawal
Flexi-withdrawal starting from 30 days, with no penalty.
48 hours with penalty
Pre-retirement withdrawal is only allowed for emergency
Return rate up to 15%
Tenure Period 30 Days**
Flexi-withdrawal starting from 30 days, with no penalty.
Fixed Deposit
2.5% to 3.5% annually
3 Months and above
48 hours with penalty
EPF
5.35% annually
After 60 years old
Pre-retirement withdrawal is only allowed for emergency

*The return rate is based on the package chosen. **Choose from 30 days to 365 days.

Hap2py is an online investment platform that connects investors to alternative investment opportunities offered by carefully selected individuals.

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01. Deposit

02. Select Investment

03. Invest & Earn

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UK's No.1 P2P Investment Platform

Happily serving customers in Malaysia and 9 other countries!

Malaysia
Agentina
Finland
Israel
United Kingdom
Germany
Netherlands
Romania
Estonia

Discover our stories

Hap2py has been a leading player in the world of P2P investment since 2019. Our company is headquartered in the UK and licensed to connect investors with a range of carefully selected individuals, offering alternative investment opportunities with formidable returns at relatively fairer rates.

Following our success in the UK, we have expanded our operations to other countries in the recent years. Today, Hap2py is one of the largest P2P investment platforms in the world, with operations in multiple countries, including Malaysia, United Kingdom, Romania, Estonia, Netherlands, Argentina, Germany, Israel, and Finland.

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Investment Plans

Enjoy 3x higher returns that is safer, simpler and faster than average investment!

Ethnicity Age Occupation Loan (MYR) Tenure Period Payback (MYR)
chinese37hawker3,000.0030 days3,270.00Invest
Invest
malay37dentist60,000.00180 days82,830.00Invest
Invest
indian44merchant14,000.00120 days18,510.00Invest
Invest
chinese32businessman19,000.0090 days24,160.00Invest
Invest
chinese45consultant190,000.00365 days275,530.00Invest
Invest
malay38salesman2,000.0030 days2,190.00Invest
Invest
malay31dentist70,000.00180 days93,830.00Invest
Invest
chinese44chef3,000.0030 days3,510.00Invest
Invest
indian31postman1,000.0030 days1,190.00Invest
Invest
malay47repairman3,000.0030 days3,390.00Invest
Invest

hawker
Tenure Period
30 Days

Loan (MYR)
3,000.00
Payback (MYR)
3,270.00
dentist
Tenure Period
180 Days

Loan (MYR)
60,000.00
Payback (MYR)
82,830.00
merchant
Tenure Period
120 Days

Loan (MYR)
14,000.00
Payback (MYR)
18,510.00
businessman
Tenure Period
90 Days

Loan (MYR)
19,000.00
Payback (MYR)
24,160.00
consultant
Tenure Period
365 Days

Loan (MYR)
190,000.00
Payback (MYR)
275,530.00
salesman
Tenure Period
30 Days

Loan (MYR)
2,000.00
Payback (MYR)
2,190.00
dentist
Tenure Period
180 Days

Loan (MYR)
70,000.00
Payback (MYR)
93,830.00
chef
Tenure Period
30 Days

Loan (MYR)
3,000.00
Payback (MYR)
3,510.00
postman
Tenure Period
30 Days

Loan (MYR)
1,000.00
Payback (MYR)
1,190.00
repairman
Tenure Period
30 Days

Loan (MYR)
3,000.00
Payback (MYR)
3,390.00

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